Salud Financiera - Chile

Just as autumn follows summer, it seems that human behavior patterns follow some kind of seasonal rhythm when it comes to the economy, because it has more to do with human needs than anything else and these change over time.  In this analogy, in the economic summer things are going well, banks grant loans with good rates, there is liquidity, there is an abundance of products and services, with prices to bargain, people have the chance to meet their basic needs, to experience new sensations, to plan, to project into the future with confidence and tranquility. When an economic summer situation occurs, society as a whole is relatively happier. On the contrary, when unmistakable signs of economic fall appear, of high interest rates, inflation and scarcity, human behavior takes a turn towards contraction, with greater restrictions when starting new projects, with a lesser tendency to experiment, and in general uncertainty makes appear more pessimism in the environment. According to my a...

 Eating is a basic need, there is no doubt about it. Eating is one of the greatest motivators to action. More than once in our lives we have heard or even said something like: "If I don't work, I don't eat", or "I have to put bread on the table", or "I have mouths to feed". Food safety is a constant concern for human beings. However, not everyone achieves that security in the world every day.  According to a report by the Food and Agriculture Organization of the United Nations (FAO) ( 1 ), hunger increased in the world from 2019 (8.4%) to 2020 (10%), which is equivalent to more than 770 million people, mostly as a result of the pandemic. As we already know, the pandemic kept most of the world locked up for many months, which led to the destruction of jobs and the stagnation of production and logistics processes. Many foods stopped being grown, processed or distributed throughout the planet. When people lost their sources of employment, they did not...